Our Locations
Avenue Adrien Renard 02430 Gauchy
Consumer credit is a form of loan granted by financial institutions to individuals to finance purchases or expenses of a personal nature, rather than for investments or business expenses. It allows borrowers to acquire goods and services immediately while repaying the amount borrowed over a defined period, usually with interest. Expenditures covered by consumer credit may include the purchase of everyday consumer goods, paying for vacations, or carrying out personal projects. The terms of these loans vary depending on the amount borrowed, loan term, interest rates and the lender's specific policies.